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A nice, very sensible article! I had not thought of this angle on insurance scams. Thank youJohn for writing this.

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Scott: Thank you. Hearing that from an attrney is no faint praise.

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Spot on again John. Re obfuscation, slight-of-hand and such, the industry is the golden goose for fraudsters and fraudulent activity. From personal experience the industry populates the front line 'agents' interfacing directly with customers by plugging in poorly trained second-tier candidates. They don't know, lie or confuse callers and give out bad information unintentionally or otherwise. Totally unaccountable, difficult to prove and sustain and harm people when they give up exasperated just dealing with the incompetence.

But when it comes to selling and collecting premiums, it's the 'A' team smelling blood on the water.

You're on to something big so be careful.

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W: TY you for the support and sage advice...

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